EPF Balance check without having UAN number is the most used facility for regarding EPFO members, and many times it happens that people don’t have the UAN number or they don’t remember there UAN number.

Any person/employee who is a member of Employee provident fund organization can easily check his EPF balance and statement with or without UAN number in different ways, so let us check the various options available for EPFO member to use in order to check the available balance in the account without having the UAN number

Different Ways to Check EPF balance without UAN Number

By sending SMS

For availing this SMS service, the UAN for once should be registered with the EPFO office, and the SMS balance service can be used after that even if the person don’t remember his EPF UAN number, but the employee needs to send the SMS in a particular format as mentioned to get EPF balance without UAN number.

The person needs to share or send the message to 7738299899 in the following format

EPFPHO UAN ENG

where the last 3 digits denotes the first 3 letters of the language, where the SMS facility is also available in various languages English, Kannada, Malayalam, Gujarati, Hindi, Bengali, etc.

By giving a Missed Call

One can also get details of the EPF balance without UAN number by giving a missed call on the following number

011229014016

This facility can be used only if the mobile number is registered on the UAN portal, and the member of EPFO wants to use this facility is not required to remember his UAN number, it is just that the person should have his UAN number registered on the portal once and should have his KYC competed for the account.

Umang App

One can also use check the EPF balance without UAN number, and get the statement and use various other facilities through the Umang app, and this application is one of the latest initiatives under the digital campaign launched in 2018.

Umang app provides the flexibility to use various services on the go as well as one does not have to register again and again on the portal, and EPFO member can download the app through the google play store for the android as well as can download the app through the apple app store.

The Umang facility is an initiative of the government and was started to provide all the facilities and features related to the EPF account using the Umang App.

Once the user has installed the umang app, the user can simply select the EPPFO option form the home page, and after visiting the home page of the portal, the user can select the “Employee centric services option” and the EPF Universal account number, then the user will be sent the OTP on the registered mobile number and an OTP will be shared on the registered number.

Once the user logins through the app, the user may not be asked to login and provide the UAN number again the again while using umang app.

To use all the above services effectively to check EPF balance without UAN number in different ways one should have his KYC done and should have his mobile number, Aadhaar card number linked to the EPF unified portal, and this would help in using the portal for hassle free transactions.

How to Check EPF Balance without UAN Number in different ways
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EPF India issues the orders for higher pension benefits to EPF 95 members. As per the the Employees Provident Fund Organisation circular Pen-1/12/33/96/Amendment/Vol.IV/16762 dated 22.01.2019, EPFO allowing members of EPS 95 the benefits of pension on actual salary as per the orders of Hon’ble Supreme Court of India in the matter of R.C. Gupta & ors. Vs RPFC, EPFO & Ors. In SLP No. 33032-33033 of 2015.

Under the EPF Scheme 1952, contribution on wages higher than the statutory wage limit is dealt under Para 26(6), As per this Para, for provident fund contribution on higher wages, joint option of employee and employer is to be submitted and the same is required to be accepted by EPFO.

However. if an employer and employee have contributed under the EPF Scheme I 952 on wages higher than the statutory wage limit without joint option of employee & employer and the EPF Account of the concerned employee has been updated by EPFO on the basis of such contribution received then by action of employee employer and EPFO.

It can be inferred that joint option of employee and employer has been exercised and accepted byy EPPO, therefore in such cases for implementing the directions issued vide Head Office Circular Pension-I/ 12/33/EPS Amendment/96/V ol.Il/34007 dated 23-03-2017 formal joint option of employee and employer should not be insisted.

As per the Proviso to Para 11 (3) of EPS. 1995 (as it stood prior to amendment of EPS, 1995 w.e.f 01-09-2014) joint option of employee and employer was required for remittance of contribution on wages higher than the statutory wage limit for treating such higher salary for the purpose of pensionable salary.

Therefore to implement the directions given under H.O circular dated 23-3-2017, joint option of employee and employer for remitting contribution under EPS 1995 on wages higher than the statutory wage limit is required and however it has come to the notice of Head Office that in respect of some establishments, pension contribution on higher wages was already remitted in to the Pension Fund at the relevant period of contribution prior to 01.09.2014, where in such cases joint option of employer and employee need not be insisted for.

With effect from 01-09-2014, the provison to Para 11(3) of EPS 1995 has been deleted and Para11(4) has been added to EPS 1995 Para 11(4) provides an option to those members of EPS 1995 who were already contributing to the Pension Scheme on actual salary to submit fresh option within prescribed time limit to continue to contribute on actual salary.

lt also specifies that such members shall have to deposit an additional contribution into the Pension Fund at the rate of 1.16% of salary exceeding Rs.15000 from and out of contributions payable by the employees for each month. However, for period prior to 01.09.2014, there is no such provision in EPS 1995 which requires the employees who opt to deposit contribution at actual salary to deposit any additional contribution as specified above.

So all the concerned are directed to accordingly process the applications received for revision of pension on higher wages.

Rajesh Bansal
Additional Central P.F. Commissioner (HQ) – Pension

EPF India allows Benefits of Pension on Actual Salary for EPF 95 Members
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Check various income and payment items of employee qualified for tax exemption under different sections of income tax act and the maximum limit of allowable amount for tax exemption of an employee or individual to submit during filing of ITR in a assessment year under different slabs…

Here, in this portal, you can check the complete details about how to save your income tax on your salary income with various investment options which allow exemption of income tax partially or on full amount invested in self name or on any family member.

Employee Income Tax includes on

For an employee in BSNL or any organization, the Salary for the purpose of income tax includes different forms of receipts like Basic Pay, Industrial Dearness Allowance (IDA), Honorarium, Advance of pay, Leave salary, OTA, Tuition fees, Bonus, Subsistence Allowance, Value of rent free quarters, Fees, Pension other than family pension and House Rent Allowance with provision for exemption.

Employee Income Tax exemption on

The Salary of an employee allows the tax exemption for income tax purpose does not include LTC, Reimbursement of Medical Expenses (subject to limitations) Conveyance allowance, Transport allowance (up to Rs. 1400 per month), Children’s educational allowance, Hostel subsidy, and cash equivalent of leave salary paid at the time of retirement.

For the two instances (Income Tax includes and Tax exemption under different sections), the salary for the financial year will be any amount mentioned above due or drawn, which is whether paid or not from 1st April to 31st March is taken into account.

Have a look at various tax exemption items for employee

Income Tax Exemption for HRA

No tax exemption in case the employee lives in his own house or does not pay any house rent or the house rent does not exceed 10% of his salary, means the HRA received is taxable income in full.

If the employee is living in rented house, he/she will get the tax exemption for

1. Actual HRA received or
2. Rent paid in excess of 10% of Salary or
3. 50% of salary if living in Mumbai, Kolkata, Delhi and Chennai or
4. 40% of salary in living in any other place

The above four cases are considered for employee income tax exemption and the amount of exempted is to be deducted from the total salary.

Tax exemption for Rent Free Accommodation

If an employee is provided with rent free quarters of unfurnished, the licence fee of the quarters should be added with income, where if furnished, besides the licence fee, 10% per annum of the original cost of furniture or actual hire charges, if hired, will be added to the salary at 15% of taxable emoluments will be treated as perks in respect of employees who were observed or on deputation living in government or PSU accommodation for the purpose of calculation of Income Tax and the exemption.

Professional tax exemption

The actually paid profession tax should be allowed for tax exemption during the year is to be deducted from gross salary of the employee.

Deduction of Income Tax or Exemption (Before arriving taxable income) under Section 80

• For the individuals who have less than 60 years can have a tax exemption in deduction of premium up to a limit of Rs 15000 paid by cheque for medical insurance of any insurance company in India, where for senior citizens, it is up to Rs. 20000 per annum is to be deducted under the income tax act Section 80D.
• For incurring expenditure in treatment / maintenance / rehabilitation of any dependent relative who is suffering from permanent physical disability including blindness and Rupees 1 Lakh limit is allowed for income tax exemption in the case of severe disability under Section 80DD.
• Where an individual actually allowed a tax exemption of Rs. 40,000 for any expenditure include for medical treatment to himself or his dependent relative suffering from diseases like cancer or AID, chronic renal failure and for Senior citizens, the income tax exemption limit is allowed up to Rs.60,000 under section 80DDB.
• Any donation deducted from employee pay bill for specific purposes as per condition specified will be allowed without limit for tax exemption under section 80G.
• An amount of Rs 50,000 limit per financial year is allowed for tax exemption limit, if the assessee is physically handicapped partially blind to be certified by the Government doctor as per the norms prescribed for this purpose by CBDT (80 U), and Rs. 1,00,000 is allowed for income tax exemption, if the assessee is with severe disability.
• Amount of Rs.5000 or one fifth of employee salary whichever is less, is allowed for tax exemption under Income Tax Act for Entertainment allowance received by the employee in the under Section 16.
• Under Section 80E, an amount of Rs. 40,000 is allowed for tax exemption on repayment of Interest on loan of self children to higher education.

Different Income Tax Slabs

Government of India has divided the individuals into three different groups according to the age of all genders and levied the income tax on individual taxpayer with different slabs of income tax rates as mentioned below, and such tax slabs and tax exemption are changed in every budget as per the requirement and announced by GOI, so let’s have a look at the different categories of individual taxpayers and the slabs of each category

1. Individuals of all kinds below the age of 60 years of age, there is an income tax exemption limit up to Rs. 2,50,000.
2. Senior Citizens / Pensioners of all kinds from 60 years to 80 years of age by allowing the tax exemption up to a limit of Rs 3,00,000.
3. Super Senior Citizens / Pensioners above 80 years of age allowed the income tax exemption up to a limit of Rs 5,00,000.

Income Tax Slab Rates for Tax Payers for Assessment Year 2019 2020

To get the income tax exemption before the ITR submission, an employee of BSNL or other departments can submit Form 12BB declaring the investments and savings to provide the income tax exemption and to avoid the advance tax recovery by employer from the salary.

How to Download Income Tax Report from BSNL ERP ESS Portal

A permanent employee of Bharat Sanchar Nigam Limited is a default user of BSNL ERP ESS portal with alloted user id and password allowed to download the income tax report showing all the item wise income and deductions with tax exemption during the financial year, let’s have a look about how to download Income Tax report from ERP ESS portal of BSNL.

• Login to eportal.erp.bsnl.co.in/irj/portal with your allotted user id and password
• Click Employee Self Service > Pay Information
• Press Income Tax Report and enter the financial year in the respective field and click Display Income Tax PDF
• Save the Income TAX PDF document on your downloads / where your required.

The downloaded Income Tax report of BSNL employee contains various earnings like Basic Pay, DA, HRA and allowances along with deductions like EPF / GPF, GIS/GSLIS, LIC or PLI and Professional Tax which are qualified for tax exemption.

Tax Exemption on Taxable Income, Download Income Tax Report in ERP
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What are the new rules for BSNL GPF final withdrawal or Part withdrawn regarding to purchase of flat, plot, medical, education, and the service required for an employee to withdraw GPF amount upto 90% and 75%, also existing options to apply GPF withdrawn amount in online BSNL ERP…

BSNL GPF withdrawn Rules

A BSNL employee who has successfully completed 15 years of service or within ten years before the date of superannuation which is earlier can withdrawn the GPF amount up to 75% of the deposited amount for the following.

Education: Cost of higher education (including travel expenses of the subscriber or the child of the subscriber in respect of

• Education outside India for academic, technical, professional or vocational course beyond high school
• Education in India for any medical, Engineering or other technical or specialized course beyond high school stage.
• Obligatory expenses such as betrothal or marriage of the GPF employee or his children and any other female relation dependent on him.
• Expenses in connection with illness (including travel expenses if any) of the subscriber and members of his family or any person actually dependent on him.
• To purchase consumer durables such as TV, VCR, VCP, Washing Machines, Computers, Laptop and etc…

BSNL GPF Final Withdrawal Rules for 90% amount

An employee must follow the BSNL final withdrawal rules for withdrawal on GPF amount up to 90% of available balance at any time for the following

• To purchase new building or acquiring a suitable house or ready to built flat including the cost of site.
• Repaying an outstanding amount of loan expressely taken for building or acquiring a house or ready.
• To purchase a house site for building construction or repayment of loan expressly taken for the purpose.
• Reconstruction, making additions and alterations to already owned house or flat.
• Renovating, additions/alterations or upkeep of an ancestral house at a place other than the place of duty.
• Constructing a house on a site purchased with BSNL GPF final withdrawal.

Other Rules for BSNL GPF Withdrawn amount

A BSNL employee who have completed 28 years of service or less than three years of service before retirement is eligible to withdraw for extensive repairs / overhauling of employees motor car as per the new GPF withdrawal rules BSNL.

If the employee completed 15 years of service can withdraw for purchase of CAR ( max of Rs. 1,10,000) & MOTOR CYCLE or SCOOTER, where the Government servant’s basic pay should be Rs. 10500 or more for Motor Car and Rs. 4600 or more for Motor Cycle / Scooter.

GPF withdrawal forms

There are various forms to apply for GPF withdrawal amount according to various conditions as above and find the various forms available to download, but for a BSNL employee there is no need of forms to apply, because an official can apply online at ERP login at erp.eportal.bsnl.co.in in fulfilling the above conditions. So, let’s check about how to apply BSNL GPF withdrawal online also.

How many times GPF withdrawal can be taken in a year

BSNL employees or the Government servants who are members of CGEGIS can withdraw once in a financial year towards subscription paid for Group Insurance Scheme.

After completion of 15 years of service, a BSNL employee can withdraw GPF amount every month also as per requirement with the existing conditions and the eligible amount shown in the ERP BSNL eportal.

The final GPF withdrawal in the career (only once) of a BSNL employee can be made upto 90% of the balance of credit which is admissable with in 12 months before retirement on superannuation without assigning any reason.

BSNL GPF Withdrawal Guidelines for Employees
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Create EPF member login portal account and complete UAN activation to check EPFO passbook balance, claim status, submit KYC, EPF withdrawal, and also reset the EPF India member login password at any time when forgot using simple steps, let us know this.

Every organization Private or Government need to register with EPFO, and all the employees with a salary of more than 15,000 needs to become a member and get contribute for their EPF, thus, there is a requirement for all these employees to create a EPF member login account at Unified Portal.

Now a days UAN number is created and all the EPF accounts are linked to the same UAN number, and the same can be used to transact or check the statements for the PF account. Once the employee or EPFO member, registers at unified member portal account with UAN number, he/she will be able to see the present EPF balance and complete history of the EPF account by logging in to it, so let us look at the procedure for UAN registration and activating it online.

Where We Check EPF Claim Status in UAN Portal or Umang App

EPF UAN Activation Process

Documents kept ready for UAN Activation

While registering and activating the UAN number at EPF India member portal, the user needs to keep the following documents ready with them

• Bank details, Account number and IFSC code
• Passport of the person
• Aadhaar card of the person
• PAN card of the person
• Ration card
• Driver’s license
• ESIC card etc..

After registering and completing the activation of EPF UAN, the EPFO member can use the services on login to EPF India member portal at https://unifiedportal-mem.epfindia.gov.in/memberinterface/ through desktop or in any gadget or in mobile by downloading an Mobile APP for various services like checking the account balance, claim status, balance statement and also by sending SMS in desired format.

On completion of registration and activation of the UAN number in the EPFO member portal, the user also required to provide the details of the nominee, which would include the name of the nominee, date of birth of the nominee, Aadhaar card details, address, relation etc.

Apart from this, the user also needs to provide the details of the family members on the EPFO portal for completion of the Nominee registration on login to EPF India member portal.

EPF UAN Activation at Member Login Portal unifiedportal-mem.epfindia.gov.in/memberinterface
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The following are the FAQs and Answers on reservation to persons with Benchmark Disabilities in posts/services under Central Government issued vide letter issued by Ministry of Personnel, Public Grievances and Pensions, Department of Personal & Training no 36035/02/2017-Estt(Res) dated 25th March 2019.

The department receives references from various Ministries / Department seeking clarification on instructions with regard to reservation for persons with benchmark disabilities issued vide OM of even number dated 15.01.2018, therefore a set of FAQs have been answered as under for their use.

All the frequently asked questions and their answers are applicable for all the persons with Benchmark Disabilities in posts/services under Central Government offices and the employees of PSU (Public Sector Undertakings) under Government of India, Let’s check all

Reservation to Persons with Benchmark Disabilities in Central Government
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BSNL ERP login portal eportal.erp.bsnl.co.in/irj/portal is now accessible even on your Android and iOS mobile version, and if you are facing any problem to access the defined pages of BSNL ERP portal on your desktop browser, then check your browser settings carefully to overcome the ERP login page issue simply.

In earlier, only the Internet explorer is supported for BSNL ERP Portal login, runs on SAP technology. When on browsing, the maximum users will use Google Chrome, Firefox, Microsoft Edge and some on Opera and IE, so, now the admins of BSNL ERP portal have configured the settings to work the same ESS portal login on other browsers also other than IE.

Even if you are comfortable to use with Internet explorer, then check the following settings for smooth functioning of BSNL ERP login on your browser runs with any operating system.

1. Just open your browser and upgrade to latest version
2. Go to Tools > Internet Options > Advance > Restore Advance Settings > Reset. (If Tools option is not shown in IE, then press ALT button to display the Menu bar)
3. Check the Tools > Pop up blocker and Compatibility View settings and add *.bsnl.co.in for both if not available.
4. Click Tools > Internet Options > Connections > LAN Settings and check Automatically detect settings in ON or not and if any Proxy server is enabled, please disable the settings to access BSNL ERP ESS portal.

Even if the error occurs after login into BSNL ERP and not display the available options, then you are suggested to opt for another browser like Microsoft Edge and Google Chrome.

If you found any ERP login page errors or ERP display page error, please uncheck the proxy settings if any adjusted.

In maximum cases, a desktop or laptop configures with old operating system and with Microsoft XP will raise the BSNL login page errors, but the latest versions like Windows 8, 8.1, and 10 does not give any errors by supporting the new browsers.

The best recommended browsers to access BSNL ERP portal is Google Chrome and Microsoft Edge, so login to BSNL ERP on your mobile or desktop with your chrome browser and access your ESS portal services at any time.

BSNL ERP ESS Portal Browser Settings to access Login page
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How to reset BSNL ERP login password on desktop or in mobile, how to unlock employee ESS IRJ portal login details if locked on eportal.erp.bsnl.co.in and the steps for BSNL ERP forgot password recovery from locked status…

There is saying that, when there is more frequent change in login passwords, the more secure accounts will be, so it is responsibility of every BSNL employee to change their BSNL ERP login password frequently towards security.

No separate portal is available for employees to change BSNL ERP login password or to unlock the services on the login page. So, if you want to access your BSNL Pay Scale details, personal information and medical claims, just enter into the SAP netweaver login portal and change or reset the ESS BSNL employee login password with the following simple process.

How to Reset BSNL ERP login password by Employee

• Open your Google Chrome browser in Desktop or Mobile to login into eportal.erp.bsnl.co.in/irj/portal
• Click on Reset Here available at SAP netweaver portal login page
• A new Logon Help App page will open to enter the personal information
• Enter your ERP Logon ID (your HR number by ignoring first digit)
• Enter registered Email
• Click Submit
• With in one or two minutes, your new BSNL ERP password will sent to your registered email.
• Open your email account and check the mail in Updates or Inbox folders.
• Copy the new system generated BSNL ERP default password
• Open your BSNL ERP IRJ portal and enter your user as your HR number and password as newly generated > Press Logon
• A new page will open to enter your old and new password details
• Paste your BSNL ERP default password in old password option.
• Enter your new login password and Confirm password as same with combination of alphabet, numeric and special characters.
• Click Change

How to reset BSNL ERP Locked Password

Due to multiple attempts in three variations, BSNL ERP SAP netweaver portal login page locked, and at that time, there is no option to employee for BSNL ERP password recovery or to reset the authentication failed password in locked SAP portal.

In this situation, BSNL employee must approach concerned ERP nodal officer of SSA for BSNL ERP password reset from locked status. After resetting the same from authorities, employee allows to change BSNL ERP default password again with new.

In the above two cases, you will immediately allowed to login to BSNL ERP Portal with new login credentials by changing the default password.

When ERP Login Password reset automatically

If an employee or the user of BSNL ERP portal attempts the login with wrong user id for 3 multiple attempts, then it will be locked automatically, but the same will release after 24 hours / next day for login to attempt for another 3 times. So the user have a chance to attempt the BSNL ERP login with incorrect password at 3 attempts everyday.

BSNL ERP Login password change frequency

To keep SAP ESS portal member login services more secure, any employee may change the BSNL ERP login password once every 30days and the same login password does not repeat for the last three changes.

For every thirty days, BSNL ERP portal password change option will appear on your screen when you want to access ESS SAP netweaver login page and if any display error occurs, please configure your browser with BSNL ERP page settings to overcome the login page error.

Reset BSNL ERP Login Password if Locked or Expired
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In these present, every individual or employee must have to follow the thumb rules of financial planning to have the best healthy and wealthy days in future for their child and family financial settlement and growth.

Now a days, everything linked with money, by following, these necessary rules, anyone can create the best portfolio for future and can overcome any worst situation (financially) of their life, so have a look at all the rules to be followed by everyone, who want to live healthy and wealthy.

30 % of your income must be used for monthly living expenses.

30% of your income must be used for Liabilities repayments, if any..

30% of your income must be SAVED and INVESTED for your future LIVING.

10% of your income must be spared for entertainments, vacations

6 months expenses must be available for emergency fund (should be invested in LIQUID FUND, FD Etc)

Home loan must be registered and apply on both husband and wife name. (Both can get benefits on Home loan Tax benefits)

Buying second house for investment is not advisable ( Survey reports – it will fetch you only around 3% return)

After 45 years of age, not supposed to enter into any BIG LIABILITIES (Higher education of children and wedding of children will happen around 45 to 50 only, so plan now for the same.)

Have joint account @ Bank savings account.

Property must be registered on both Husband and wife name. (As per legal act – after husband first legal heir is wife, after wife it will go to children only)

Regular check on Nominations at all financial instruments. if not nominated, do it now..

Only in insurance policy, Claims payable to Nominee.

In other financial instruments legal heirs certificate is must to get back the settlement

Must have Term Insurance to financially secure future of your dependants..

Don’t take any financial investment decisions EMOTIONALLY, and also Avoid last minute tax saving investment decisions, plan well in advance..

MEDICLAIM is must (in spite of Group mediclaim coverage given at office) (After retirement there is no mediclaim coverage, after 50-55 years of age, it’s very tough and costly to enter into mediclaim)

For your jewelry LOCKER, Only one lakh is payable by bank, if theft or fire happen at bank. Provided insurance done.

Like same way Government guaranteed only one lakh for your FD also, (Fixed deposits with Banks upto Rs. 1 lakh only are backed by deposit insurance)

Must know all Tax implications, You cannot avoid paying tax, But you can minimize by way of tax planning and investments..

All financial documents must be kept safely and keep family members informed of the same..

Financial investments must be followed through personal financial advisor..

Review your portfolio at every six month.

All the above are general suggestions, where the personal Finance and investment decisions depends upon case to case, and it is advised to take professional financial Advisor’s guidance for your specific requirements and Have a Healthy and Wealthy future days ahead.

Thumb Rule of Financial Planning to have Healthy & Wealthy days
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How to register BSNL GTI (Group Term Insurance Policy) in LIC Login and where to check the complete details of the policy and Group Term Insurance subscription deducted in BSNL employee salary…

All of us very well known about LIC Group Term Insurance Policy for 50 Lakhs offered to BSNL employees at a very low cost premium amount, and upto now many of the employees don’t know about their subscribed LIC term policy details which is available at LIC India Login.

This new registration for BSNL Group Term Insurance policy of LIC not linked with any other regular investment policies, so every employee must create own user ID for each policy, if having already any pension or Group policy account in LIC India login, you can add the new BSNL GTI policy to the same account, if not means, you must register and check the term insurance policy details in the portal as a new user.

The fund manager M/s LIC of India has provided web base utility for EServices to the members of BSNL Superannuation Pension Scheme, to avail the said online facility, employees of BSNL can use the allotted LIC ID or Policy number in the Pay Slip of April 2019

Here we are providing the complete steps from registration at LIC India login, and how to check the Group Term Insurance subscribed details when login into the LIC Web Portal, Let us check the step by step process.

How to Register BSNL Group Term Insurance Policy in LIC Login

• Login to https://www.licindia.in
• Go to the Link in the extreme left tab “Online Services”
• Click “Pension and Group Scheme”

• Click on the link “Click here for Enrolment”

• Enter BSNL GTI Master Policy No. 103004833 (Customer code is 1112015) and click in the Check Box of Members

• Entre your LIC ID (mentioned on latest BSNL Salary Slip) and Date of Birth and Proceed.

• Create User ID and Password of your own choice and Submit.

• Immediately your LIC Login user id has been created and allow you to login with new user ID and password credentials

How to Check BSNL GTI Policy at LIC India Login

• Login to LIC India login portal with your new registered user ID and password using “Pension and Group Schemes”
• Click on the Group Scheme Details, refer the arrow given below.

• Your BSNL Group Term Insurance Policy number will appear in the center indicated with arrow.
• Click on the BSNL GTI Policy Number to show the further details which may be seen by Clicking on the highlighted Policy Number, then immediately the LIC Login page will shown the subscribed complete details of LIC GTI Policy on the same screen.

What to do if LIC is not displayed in April Pay Slip of BSNL executive employee

• All the LIC allotted policy numbers has been displayed in BSNL executive employee Pay Slip for the month of April 2019, If not displayed will be updated as soon as provided by LIC of India.

Facilities of Web based LIC Login to BSNL employees

All users or BSNL employees who registered for Group Term Insurance allowed to view the details of

• Monthly Contribution
• Balance Till Date
• Other EServices

BSNL GTI Grievance

• Any employee of Bharat Sanchar Nigam Limited registered under LIC Group Term Insurance (GTI) scheme can send any grievance relating to the amount of contribution in the account of member by Grievance Redressal route of HCM module.

If any technical issues facing with LIC web base utility, the call center services of LIC India may be availed at any time like a normal LIC customer.

Now, you may very clear about the illustrated step by step process of BSNL GTI policy number registration in LIC India login to check the complete term insurance details and to download the premium paid receipts.

Register BSNL GTI Policy in LIC Login, Check Term Insurance details
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